Credit Card Processing

If your business isn’t accepting credit card payments yet, you might be surprised to learn it isn’t as hard as you think. We’ll help you get started—and make sure you get the best possible deal.

We partner with a variety of payment processors to provide our clients with low-cost credit card processing. This begins with a free consultation where we evaluate your needs and match you with most convenient, affordable option for taking credit card payments.

But here’s the important part: we’re on your side. Our primary goal is keeping you in business—which means fighting to keep your payment processing costs down.

Here’s what we provide:

  • A Free, No-Obligation Phone Consultation
  • Guidance From Experts
  • Interchange-Plus Pricing
  • Customized Affordable Rates
  • All Major Cards Accepted
  • Multiple Payment Options
  • On-Demand Statement Auditing
  • Initial & Ongoing Support

Get Started

How Can I Start Accepting Credit Card Payments?

Accepting credit cards is a reasonably simple and quick process for businesses of all sizes, and it’s something most of your customers will expect. But before you can start taking plastic, you’ll need to sign up with a payment processor.

Your payment processor can facilitate credit card payments to your business, as well as signature debit, PIN debit, EBT, eCheck processing, and range of other options. They’ll also provide you with the software or hardware you need to accept card payments in-person, online, or both.

While taking credit card payments is simpler than it used to be, it still isn’t free. You’ll have monthly service and per-transaction charges, and these fees can add up. That’s why it’s essential to work with a sales agent whose primary goal is helping you get a contract and rates you’re happy with.

How to Get the Lowest Credit Card Processing Fees

The secret to getting affordable payment processing service is pushing back against add-on fees and unnecessarily steep transaction rates. That’s where Montana Registered Agent LLC can help.

We can be your advocate in the payment processing world. We’ll help you determine what options you need, negotiate lower rates on behalf of your business, and provide ongoing support throughout.

Our service begins with a free phone consultation, which is provided to all new and existing Montana Registered Agent LLC clients.

Getting started is simple:

1. Sign up for our Montana registered agent service for just $45 a year.

2. Select the “Free Credit Card Processing Consultation” option on the order form.

3. Already a client? Sign up for a consultation from within your account, using your secure login.

4. Within a few business days, we’ll send you an email letting you know when you can expect a call.

$45/year Montana registered agent service

What Do You Get When You Sign Up With Us?

Your complimentary phone consultation is the first step—but what comes next? Here’s how we guide your payment processing journey from start to finish.

1. We get down to the brass tacks of what your business needs. During your phone consultation, we’ll discuss your business type and sales data. Whether you need a mobile payment option for your farmer’s market booth, or a secure way to process hundreds of online orders each week—we’ll help you find a payment processing solution that works.

2. We create a quote for you. We take the information gathered during your free consultation, put together a rates package, and send a free quote to your secure client account. If you like what you see, we’ll move forward. If the quote isn’t to your satisfaction, we’ll explore other possibilities.

3. We take you through the application process step by step. We’ll assist you in filling out and submitting your application based on the pricing and contract terms we’ve negotiated for you.

You and the processor’s underwriters work out the details. The underwriting department of the payment processor will talk to you about your company’s financial status, credit history, and other details. If your application is approved, we’ll begin the process of setting up your business to accept credit cards. If it isn’t, we’ll talk about your options.

4. We provide ongoing support.

You can rely on our continual support and service long after you start accepting payments. We’ll be your point-of-contact for any payment processing issues, and we’ll monitor your statements as needed to make sure you don’t get hit with unnecessary fees.

How (& Why) We Keep Your Rates Low

To get business owners signed up for credit card processing services, payment processors rely on sales agents.

These sales agents have the ability to get you a better deal by negotiating on your behalf and reducing their own service costs, but they don’t always take that approach. The reason is simple: they make a living on payment processing service charges.

But guess what? We don’t rely on payment processing to pay the bills.

Because we’re primarily a Montana registered agent company, we don’t need to charge you an arm and a leg for payment processing support. What this means for you is lower processing fees than you’d obtain from most payment processors’ agents.

Wondering what’s in it for us? The answer’s simple: when we help your business save money, we help your business thrive. And a thriving business is a business that needs a registered agent.

Here are a couple more perks that help us keep your costs down:

  • We offer simple interchange-plus pricing. You’ll get a much clearer picture of your actual processing expenses with an interchange-plus pricing plan than you would with more murky flat-rate and tiered pricing schemes. Plus, interchange-plus pricing allows your company to pay less for transactions with lower interchange rates, resulting in long-term cost savings.
  • We’re not reliant on a single provider. Not happy with the payment processing quote we come back with? We’ll keep shopping around and negotiating until you’re happy. Working with multiple providers gives us leverage—and it helps us secure the best possible rates for your business. 

Credit Card Processing FAQ

Want to learn more? We’re here to help. Here are the questions we field most often about our payment processing consultation service (and payment processing in general).

Is it possible to accept credit card payments for free?

Unfortunately, no. Accepting credit cards at your business always means paying fees. The reason? This is one of the primary ways credit card companies make money.

How can I keep my payment processing costs down?

Work with a sales agent who is motivated to get you the best deal—like Montana Registered Agent—and don’t settle until you’re satisfied. While some fees are non-negotiable, your sales agent can and should fight to keep your payment processing service affordable.

Couldn’t I just go directly to the payment processor?

You can—but keep in mind that payment processors will require you to go through their own sales agents, and these agents will have the power to set your rates. The reality is that there’s always a middleman who gets a cut, so your best bet is to go with an agent you trust to fight in your corner.

What information do I need to provide during my free consultation?

You’ll need your basic company information (company name, website URL if you have one, phone number, etc), as well as your current or projected sales data. To find you the best rate we’ll also need to ask you about your monthly sales, average ticket, business type, and the methods you want to use to accept card payments.

How long is the consultation?

The majority of initial phone sessions run 15 to 30 minutes, but the time spent might vary. When you choose to sign up with a payment processor through us, there may be a few additional calls and emails to ensure your needs are met.

Do I still qualify for a free consultation if I’m not a client?

No. Our credit card processing consulting service is free because we designed it as an added bonus for our Montana business clients. We’d rather not charge for this service, but we’d have to if we opened it up to business owners who don’t use our services.

Ready to start taking card payments? Let us help.

Hire us to be your Montana registered agent and get a complimentary, obligation-free credit card consultation today.